Nashville’s roads continue to get busier and busier, and that means more potential for a car crash. If you’re in a car accident, the shock you feel in the moment may make things even more confusing.
That’s why it’s important to know what you should do if you’re involved in a car accident long before it ever happens. In the event you are in a collision, follow these steps.
Dial 911 for Police and Emergency Medical Services
In a crash with injuries and property damage, you will need the police to come and document what happened with a police report. Calling 911 also summons emergency medical responders to render medical attention to you, your passengers, or anyone else who was injured.
Use your phone to take videos and photos of where the vehicles are positioned after the crash. Capture the details of the damage and get photos of the whole accident scene from every angle. You can also record a memo of what happened leading up to the accident before the details get fuzzy.
Exchange Information with the Other Driver
Even in minor accidents, you must exchange contact and insurance information with all drivers involved in the crash. If there were witnesses who stopped to check on you, get their information, too. They may be able to provide important details about the crash from another perspective.
Do Not Apologize or Admit Fault
It’s a Southern thing to apologize for an inconvenience, even if you weren’t the cause of it. Still, resist the urge to say you’re sorry. This could be misconstrued as an admission of fault. Tennessee uses a fault-based insurance system, meaning that the driver who caused the crash is the one liable for the damages.
Comparative negligence is also a factor in this state. If you are found to be 50% or more at fault in the accident, you can’t recover compensation for your damages in a personal injury lawsuit. Let the investigators determine who is liable.
Don’t Say Anything to the Other Driver’s Insurer
Your contract for your auto insurance requires you to alert them about your accident. However, you have no obligation to speak to the other driver’s insurance agent. They will use leading questions to try to reduce any payout.
Get an Attorney on the Case
The best idea is to call a car accident lawyer immediately when you’re injured in an accident. They can speak to the at-fault party’s insurer on your behalf and help you gather evidence if your injuries have prohibited you from doing so yourself.
Another benefit of hiring a lawyer is that they can negotiate for a fair settlement after calculating the full extent of your damages. Since Tennessee’s fault laws can come into play, it is always ideal to have someone who can advocate for your legal rights. This will help reduce your stress and allow you to take the time you need to heal from your injuries.